Rural Retirement for Baby Boomers

A Practical Guide for Retirement to Rural Property.

Gary Wescom

Copyright © 2014 by Gary Wescom  
 
 
 

Chapter 1: Planning Your Rural Retirement

  • Why Rural Retirement?
  • About this book
  • Your retirement
  • Is rural life right for you?
  • About planning for retiring to a rural life
  • Basic Steps of Retiring to a Rural Life
  • The scheduling problem
  • Our rural experience
  • Lessons learned about planning

Chapter 2: Get Your Finances In Order

  • Retirement income vs. cost of living
  • Estimate your retirement income potential
  • List your retirement expectations
  • Rationalize your dreams with your finances
  • Lessons learned about retirement finances

Chapter 3: Find And Buy A Property

  • The adventure begins!
  • List your rural location requirements
  • How large a property?
  • Things any property must have
  • Find a locale
  • Find a retirement property
  • Buy property now or later?
  • Lessons learned about buying property

Chapter 4: Prepare Your Property For Your Move

  • Explore your new property
  • Our property preparation
  • Investigate potential drainage problems
  • Determine house site
  • Plan household water service
  • Tree and brush clearing
  • Establish utilities
  • Establish driveway
  • Construct outbuildings
  • Construct pond or lake
  • Lessons learned about property preparation

Chapter 5: Moving Without Trauma

  • Horror stories
  • Commercial movers
  • Packing
  • The cross-country drive
  • Transporting your personal vehicles
  • Lessons learned about moving

Chapter 6: Build Your Rural Home

  • The philosophy of rural home design
  • New or existing house?
  • Size – bigger is not always better
  • Location on property
  • Protecting trees
  • Orientation and sun angle
  • House shape for heating and cooling
  • Plan for elderly frailty
  • Design in lots of storage
  • Exterior surface materials
  • Permits and inspection
  • Blueprints
  • Choosing and working with a general contractor
  • Buying lumber and materials
  • Appliance for rural homes
  • Wiring your house
  • Hints to make construction go smoother
  • Lessons learned about building a house

Chapter 7: Rural Utility Services

  • It’s not like the big city
  • Electric service
  • Propane gas service
  • Household water supply
  • Rural sewer service
  • Telephone service
  • Internet service
  • Television service
  • Garbage and trash collection
  • Fire and law enforcement
  • Mail delivery
  • Package delivery
  • Avoiding junk buildup
  • Lessons learned about rural utility services

Chapter 8: Understanding Rural Electric Service

  • Rural versus urban electric service
  • Getting service
  • Upgrading existing service
  • Underground service
  • Above ground service
  • Lightning protection
  • Power for house and outbuilding

Chapter 9: Understanding And Living With Your Septic System

  • Rural versus urban sewage treatment
  • Septic system options
  • Selecting a septic system
  • Perc test description
  • Evaluating the Perc test results
  • Septic Tank – Absorption Field installations
  • Septic Lagoon installations
  • Mound System Installations
  • Living with your septic system
  • Internet Web links
  • Lessons learned about septic systems

Chapter 10: Outbuildings

  • Inexpensive work and storage space
  • Our barn
  • Pole Barns
  • Steel buildings
  • Stick built and conventional construction
  • Build it yourself?
  • Kit buildings
  • Manufacturer built buildings
  • Contractor built outbuildings
  • Insulation
  • Skylights and sidelights
  • What color?

Chapter 11: Rural Landscaping

  • Improving Mother Nature’s designs
  • Fire protection
  • Removing trees
  • Clearing brush
  • Improving that natural look
  • Lawns
  • Landscaping tools
  • Lessons learned about rural landscaping

Chapter 12: Making Hiking Trails

  • Trails add interest
  • Systematic trail design
  • Scenic Trail design rules
  • Scouting and marking a trail route
  • Tools for trail work
  • Cutting a trail
  • Erosion control
  • Water crossings and bridges
  • Maintaining trails

Chapter 13: How To Build A Pond

  • Your own swimmin’ hole
  • Get expert help
  • Getting started
  • Watershed
  • Pond size
  • Pond depth
  • Site survey
  • Finding construction contractor
  • Dam construction details
  • Spillway
  • Pond break-in
  • Pond maintenance
  • Swimming
  • Swimming with fish and other water critters
  • Fishing
  • Lessons learned about rural ponds

Chapter 14: Heating With Wood

  • Wood heat and rural life
  • Ecological consequences of wood heating
  • Wood heat only?
  • Designing a house for wood heat
  • Woodstoves
  • Thermometers
  • Fireplaces
  • The chimney – the most critical component
  • Heat shields for walls
  • Fire starters
  • The overnight burn
  • Dealing with ashes
  • Dust and dirt
  • Firewood
  • Different kinds of firewood
  • Pellet stoves
  • It’s hard work!
  • Lessons learned about wood heat

Chapter 15: Woodcutting And Firewood

  • Woodcutting is dangerous
  • Chainsaw
  • Safety Gear
  • Additional woodcutting tools
  • Wood splitter
  • Firewood measurement
  • Wood cart
  • Starting your chainsaw
  • Tree felling
  • Lessons learned while cutting firewood
  • Work safely

Chapter 16: Dealing With Rural Wildlife

  • It’s part of rural life
  • They don’t make good pets
  • Large predators
  • Snakes and Spiders
  • Insecticide
  • Chiggers, Ticks, and Mosquitoes
  • Skunk antidote
  • Raccoons and garbage cans
  • Feeding wildlife
  • Wildlife Habitat enhancement
  • Lessons learned about wildlife

Chapter 17: Rural Life After Retirement

  • Rural living is a process, not an end
  • Lifestyle changes with rural living
  • Shopping
  • Keep Cash on hand
  • Provisioning
  • Rural work projects
  • Working temperature limits
  • Take Vacation Days
  • Do things right the first time
  • Vehicles for rural living
  • Bugs!
  • Dealing with isolation
  • Preparing for old age
  • Wills and Living Wills
  • Lessons learned about retirement:
  • The water’s fine – come on in!